Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
4.30%
Current prime rate is
4.95%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 7.49%
- $730.93
- $25.28
-
- 1 Year
- 6.15%
- $648.75
- 5.29%
- $598.22
- $50.53
-
- 2 Years
- 5.44%
- $606.90
- 4.69%
- $564.08
- $42.82
-
- 3 Years
- 4.62%
- $560.16
- 4.09%
- $530.91
- $29.25
-
- 4 Years
- 6.01%
- $640.40
- 4.34%
- $544.61
- $95.79
-
- 5 Years
- 4.56%
- $556.81
- 4.19%
- $536.37
- $20.44
-
- 7 Years
- 6.41%
- $664.38
- 5.19%
- $592.47
- $71.91
-
- 10 Years
- 6.81%
- $688.72
- 5.29%
- $598.22
- $90.50
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional. With 10 years of experience in the Financial Industry and as a Mortgage Expert I thoroughly enjoy assisting my clients with consolidating debt, lowering their monthly payments as well as assisting inventors and first time home buyers to get into the market.
While a bank only offers mortgage products from their institution only, I have access to over 50 lenders including major banks, credit unions and other financial institutions, through DLC Modern Mortgage Group. I offer my clients more choice, and access to hundreds of mortgage products!
My brokerage, DLC Modern Mortgage, is the largest DLC brokerage on Vancouver Island and consistently in the top 5 of BC and top 15 in all of Canada! This allows us to have more negotiating power, product and rate access from our Mortgage Lenders than most other Canadian brokerages ensuring the best fit of mortgage product and rate to meet your financial goal.
I am fortunate to have been born and raised on Vancouver Island. I attended the University of Victoria where I balanced playing Varsity Men’s Basketball while attaining my Bachelor of Commerce degree. Since 2020 I have been involved with the City of Langford as a volunteer firefighter and more recently as the Vice President of the Langford Fire Volunteer Association (LFVA).
The largest purchase in a person’s lifetime is their home. Whether you are a first time home buyer, refinancing your home to pull equity out or simply renewing your mortgage, I can provide you with professional tailored financial advice to help in your mortgage journey from start to finish.
Thank you again for all your hard work. We came to you with a complex mortgage and a fast closing date and you saved the day. Thank you for fighting to get the best rate for us and we will be back!
JA , Duncan BC
As a recent permanent resident physician coming from another country, I was referred to Ryan through a friend. He was very thorough and provided such a simple and stress-free mortgage for our family and I will highly recommend him to my colleagues and friends moving forward.
RW Oak Bay , BC
Ryan is the man on the Vancouver Island! He took my call on a weekend and helped our family get out of our high interest rate mortgage with great terms and saved us a lot of money. If you need mortgage help take my advice and call this professional.
GD, Brentwood Bay, BC
Lenders
Videos
DLC - Getting pre-approved
DLC - Fixed VS Variable Rates
DLC- How to Use Home Equity to Your Advantage
How can first-time home buyers get into the housing market?
What is mortgage insurance?
Our calculators will allow you to explore your Mortgage options.
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